Halal finance
Explanations of how Islamic financial structures work, and where scholars disagree about them. Reference material — Sahn does not recommend products.
Everywhere
- Riba, and why it mattersWhat riba is, the two classical categories, and why the prohibition shapes everything else in this guide.
- Islamic home purchaseMurabaha, Ijara and diminishing Musharaka — how each is structured, and the criticisms each attracts.
- Screening shares and fundsHow AAOIFI's screens work — the business activity test and the financial ratios — and what they do not settle.
- TakafulThe cooperative alternative to conventional insurance, and where the objection to insurance actually lies.
United Kingdom
Gulf
- Islamic banking in the GulfWho certifies a product as compliant, why the answer differs by country, and what an "Islamic window" is.
- SukukWhat a certificate actually entitles you to, the asset-backed and asset-based split, and the critique of the latter.
- Commodity murabaha and tawarruqThe structure behind most Gulf personal finance and deposit products — and the most contested contract in common use.
Where to read further
Sahn summarises and links out rather than reproducing these. The standards themselves are the authority, not this page.